The 13-Week Cash Forecast Every Founder Should Be Running

If you only have time to run one financial process, run a 13-week rolling cash forecast. It will tell you the truth about your business faster than any P&L.

Start with opening bank balance. Layer in receivables, week by week, with realistic collection assumptions — not the date on the invoice.

Layer in payables, salaries, statutory dues, EMIs, and any planned capex.

The bottom line is closing cash, week by week, for the next 13 weeks. Update it every Monday morning.

Within four weeks, you will start spotting patterns — collection lags, supplier bunching, salary-week pressure — that you can actually act on.